Sureplan – Bonds and Insurance

Funeral Bond

How does a Sureplan Gold Funeral Bond Work?

Sureplan Gold Funeral Bonds work in a similar way to a savings account as bonuses can be added to whatever you invest. As an example, if you were to invest $7,000 in a funeral bond and it returned an annual bonus rate of 3% p.a. for that year, your total investment would grow to $7,210. With your money secured, funeral preplanning can be taken care of easily and efficiently. (Please note that no indication of bonus rates is implied in the above example as the ability to pay a bonus and any future bonus rates will be reflective of the prevailing market conditions at that time).

Benefits of a Sureplan Gold Funeral Bond include:

  • Security: Sureplan Gold currently invests in cash and “AA” rated low-risk securities meaning that you can have peace of mind in knowing your funds will grow in a sound and reliable manner.
  • Flexibility: you can start with as little as $20 and contribute as little as $20 per month from then on.
  • Maximise your pension: if you are an income or asset tested pensioner you may be able to increase your pension as the amount of capital you invest in Sureplan Gold, up to a maximum of $12,000.00 ( indexed yearly) is not assessable for pension purposes.
  • Payout of Death Cover within 24 Hours: when you need us most, we are by your side. Providing next-day death cover payout on all claims for all funeral bonds and funeral funds, interment planning can begin immediately.
  • Australian-Ownership by Everyday Australian Members: unlike some of the largest death cover providers operating within Australia, Sureplan is an Australian, member-owned mutual. With no requirement to return dividends to external shareholders, our fees remain low, meaning higher benefits for members.
  • Optional Extra: the Sureplan Body Transportation Fund is available to members of Sureplan Gold or Sureplan Family Fund funeral plans and will pay up to a maximum of $3,000 towards the cost of transporting a Sureplan member’s body back home should they die more than 70 kilometres from their normal place of residence. People up to age 85 can join at the once-off premium is $250. Coupling this service with either of our other two outstanding funeral plans, you can rest easy knowing your funeral preplanning requirements are taken care of.

To invest in our Funeral Bonds, either fill in the following application form or download the Sureplan Gold Application Form, or free call 1800 817 105 during normal working hours.

Funeral Insurance

At Sureplan, we understand better than most that accompanying the loss of a loved one is a sad and emotional trauma. With our funeral plan insurance, you can ensure financial hardship doesn’t burden your family. Because Sureplan is an experienced, member-owned funeral fund provider, you can trust that death cover claims will be paid promptly and without any fuss. But with so many options available in the market for funeral cover, why should you choose Sureplan? Here are a few reasons:

Premiums that Never Increase

Where funeral plans are concerned, Sureplan Family Fund is highly affordable. From the day you purchase our funeral insurance, premiums remain fixed.

Cover for Life Even Though Payments End at 60

With other death cover providers, premiums are payable until age 90 and susceptible to unpredictable increases. With Sureplan you’re covered for life even though you only pay death cover until 60, saving you up to 30 years of premiums.

Payout of Death Cover within 24 Hours

When you need us most, we are by your side. Providing next-day death cover payout for all funeral bonds and funeral funds, funeral planning can begin immediately.

Open Membership

Any person between 1 and 55 years of age may join this fund, subject to medical and health conditions. In many cases, each member of a family can obtain cover for a total family cost of a few dollars per week. With Sureplan, interment preplanning can be taken care of early allowing you to get on with your life.

Australian-Ownership by Everyday Australian Members

Unlike some of the largest death cover providers operating within Australia, Sureplan is an Australian, member-owned mutual. With no requirement to return dividends to external shareholders, our fees remain low, meaning higher benefits for members.

Optional Extra

Sureplan Body Transportation Fund is available to members of Sureplan Gold or Sureplan Family Fund funeral plans and will pay up to a maximum of $3,000 towards the cost of transporting your body back home should you die more than 70 kilometres from your normal place of residence. People up to age 85 can join and the once-off premium is $250. Coupling a transportation service with either of the other two outstanding funeral plans, members rest easy knowing all their interment preplanning requirements are affordably taken care of.

To download the Sureplan Family Fund Form or the Sureplan Body Transportation Fund Form, see our Forms page. Alternatively, to discover how much you’ll save with Sureplan death insurance, try our Online Calculator.

For more information on our funeral insurance death cover and funeral bonds free call 1800 817 105 today.